Private mortgage loan

You have a residential real estate project in Quebec, but are having difficulty obtaining a loan? You need quick and easy financing? Solution Nord-Immo can help!

Choose a private first mortgage. It is a short-term, interest-only loan of 12 to 36 months that allows you to finance your property purchase now. This solution gives you time to rectify your financial situation in order to refinance your home with a financial institution.

Our requirements are more flexible than the ones of traditional financial institutions. Payment terms and conditions are flexible. A credit recovery plan is also submitted to each of our clients, who benefits from expert monitoring.

Our team supports you throughout the process to ensure you will qualify with traditional financial institutions. We offer this option even in the most remote regions of Quebec.

A four-step process


Analysis of your

To ensure that a private mortgage can suit you, we first make sure that your credit situation can be restored. Our goal is to offer you a temporary solution to eventually redirect you to conventional financial institutions.


Financing your

You benefit from the support of one of our experts, who offers you financing tailored to your situation. Our payment terms and conditions are flexible: interest-only payments, variable payments, no payment in the first months, etc. Our goal is to offer you a solution that perfectly suits your needs.


Credit Restoration

Throughout this period, our experts support you in restoring your credit to ensure that you will meet the rules of financial institutions at the end of the refinancing term. They advise you so that you can benefit from the most profitable conditions.


Refinancing with a traditional financial institution

At the end of your term, one of our partners redirects you to a traditional banking institution. Our team assists you throughout the refinancing process; you can count on expert guidance.

Eligibility requirements

Down payment

The down payment must be at least 20% of the market value of the property.

Type of property

It must be a single-family property, a condo, a new construction or a residential income building.


Your family income must be over $60,000, including family allowances.

Contract length

The contract that will bind us will have a minimum duration of 12 months.


We cover most towns and villages in the following administrative areas:

Québec City and area
Eastern Townships

We are ready to place our trust in you. Ready to give us yours?

Fill out our application form and a member of our team will contact you to discuss your project.

Application form

Ready to fill out your

Application form

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to help.