Choose a private first mortgage. It is a short-term, interest-only loan of 12 to 36 months that allows you to finance your property purchase now. This solution gives you time to rectify your financial situation in order to refinance your home with a financial institution.
Our requirements are more flexible than the ones of traditional financial institutions. Payment terms and conditions are flexible. A credit recovery plan is also submitted to each of our clients, who benefits from expert monitoring.
Our team supports you throughout the process to ensure you will qualify with traditional financial institutions. We offer this option even in the most remote regions of Quebec.
A four-step process
Analysis of your
To ensure that a private mortgage can suit you, we first make sure that your credit situation can be restored. Our goal is to offer you a temporary solution to eventually redirect you to conventional financial institutions.
You benefit from the support of one of our experts, who offers you financing tailored to your situation. Our payment terms and conditions are flexible: interest-only payments, variable payments, no payment in the first months, etc. Our goal is to offer you a solution that perfectly suits your needs.
Throughout this period, our experts support you in restoring your credit to ensure that you will meet the rules of financial institutions at the end of the refinancing term. They advise you so that you can benefit from the most profitable conditions.
Refinancing with a traditional financial institution
At the end of your term, one of our partners redirects you to a traditional banking institution. Our team assists you throughout the refinancing process; you can count on expert guidance.