Mortgage refinancing

Your financial situation has changed and traditional banks no longer want to refinance you? We can help you with our refinancing solution!

Choose alternative refinancing; it is a short-term loan (1 to 3 years) with interest-only payments, up to 90% of the value of your property.

Our requirements are more flexible than the ones of traditional financial institutions. Payment terms and conditions are flexible. A credit recovery plan is also submitted to each of our clients, who benefits from expert support.

Our team assists you throughout the process to ensure that you can qualify with traditional financial institutions. Solution Nord-Immo has been offering alternative refinancing for more than 5 years, even in the most remote regions of Quebec.

A four-step process


Analysis of your

To ensure that our refinancing solution is an attractive option for you, we first make sure that your credit situation can be restored. Our goal is to offer you a temporary solution and afterwards redirect you to conventional financial institutions.


Financing your

You benefit from the support of one of our experts, who offers you refinancing tailored to your situation. Our payment terms and conditions are flexible: interest-only payments, variable payments, no payment in the first months, etc. Our goal is to give you the time necessary to restore your situation.


Credit restoration

Throughout this period, our experts support you in restoring your credit to ensure that you will meet the requirements of financial institutions at the end of the refinancing term. They advise you so that you can benefit from the most profitable conditions.


Refinancing with a traditional financial institution

At the end of your refinancing term, one of our partners redirects you to a traditional banking institution. Our team assists you throughout the refinancing process; you can count on expert guidance.

Eligibility requirements

Down payment or equity

Must be at least 10% of the property's market value.

Type of property

It must be a single-family property, a condo, a new construction or a residential income building.


Your family income must be over $60,000, including family allowances.

Contract length

The contract that will bind us will have a minimum duration of 12 months.


We cover most towns and villages in the following administrative areas:

Québec City and area
Eastern Townships

We are ready to place our trust in you. Ready to give us yours?

Fill out our application form and a member of our team will contact you to discuss your project.

Application form

Ready to fill out your

Application form

Any questions? We're here
to help.